Fixed Income Distribution

Property loan notes are debt instruments issued by property developers to raise capital for real estate projects. Investors provide funds in exchange for fixed returns, secured by property assets.

Loan notes are an unregulated investment product and therefore carry high risk. You do not have to be FCA regulated to promote loan notes, but you do have to provide the appropriate risk warning an all marketing materials and make sure that your client is a professional investor prior engaging with them.

Unlike traditional property investments where investors directly own physical properties, property loan notes involve investing in debt secured by property assets. This allows investors to earn fixed returns without the responsibilities of property ownership.

Benefits include fixed returns, asset-backed security, diversification, passive income, and potentially higher yields compared to traditional property investments.

Property loan notes offer security through asset-backed collateral. However, risks exist, and thorough due diligence is necessary to assess the investment’s security.

Loan notes are non-readily realisable investments are unregulated securities, not authorised under the Financial Services & Markets Act 2000 (“FSMA”). Such securities may not be subject to the rules and regulations made under FSMA for the protection of Investors. Compensation may not be available under the UK Financial Services Compensation Scheme in the event of a default in respect of your investment.

Property loan notes offer an alternative investment avenue to diversify portfolios, providing exposure to real estate without direct property ownership.

In the event of issues with the property, investors may face risks such as delays in receiving returns or potential loss of capital. Proper due diligence and risk management are essential to mitigate such risks.

You can partner with us by contacting our team, discussing partnership opportunities, and accessing resources and support for offering property loan notes to your clients.

We offer comprehensive support, including training, marketing materials, ongoing assistance, and access to investment opportunities.

As this investment is not a regulated product is not it can not be promoted to retail clients only high-net-worth and sophisticated investors are allowed to invest into this product.

Returns are typically distributed according to the terms outlined in the investment agreement, which may include regular payments or lump-sum distributions.