The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested.

Starfortis

Asset Management

SECURED FRACTIONAL LOANS

The Value Add Fund.

Where Strategic Lending Meets Impact-Driven Growth

Strategy:

Commerical Bridging Loans

Structure:

Secured Fractional Lending

Sector:

UK Living Real Estate Assets

Security:

1st Legal Charge

THE VALUE ADD FUND

How We Drive Growth for Your Investment

The Value-Add Fund offers bridging finance for commercial properties with value-add potential.

Our lending supports the building acquisition and technical design stage (RIBA 4) of the Real Estate Investment cycle.

For Example: Purchasing a commercial building with planning approved for residential conversion.

We exit through refinancing prior to construction starting onsite (RIBA 5).

Allowing our Investors to capture strong returns via short-term commercial bridging lending to these value-add assets.

STRUCTURED FOR SECURITY

Invest like the Bank, Secure Your Return.

A third-party Security Trustee holds and manages all security interests on behalf of our investors.

They have the authority to enforce collateral and oversee asset protection.

Ensuring your investment remains safeguarded throughout the lending process.

WHAT THEY PROVIDE YOU:

COMMERCIAL BRIDGING LOANS

Diversified Portfolio, Reduced Risk and Strong Returns

We provide short-term commercial bridging loans across various assets, enabling the purchase of buildings with change-of-use permissions. Our diversified lending portfolio helps reduce risk and enhance returns

SHORT TERM LENDING:

Designed to “bridge” the assets until refinance.

INTEREST PAYMENTS:

Structured with monthly interest payments.

HIGH RETURNS:

Due to the short-term nature of the lending.

SECURED LOANS:

Backed by property with a 1st legal charge

EXAMPLE PROJECT

Gentrified Real Estate

Our Vertically Intergrated Property Development company purchased this property using a short-term commercial bridging loan from the Value-Add fund.

After obtaining planning permission, they proceeded with the asset purchase.
We informed the Security Trustee about the impending purchase.
The Security Trustee then drafted the security instruments.
They secured a debenture over the project company and a first charge over the asset.
Gentrified Real Estate then completed the acquisition through using our commercial bridging facility.

WHAT HAPPENED DURING THE BRIDGE

Pre-Construction Works

Technical Design Completion:
Engage a professional team to finalise the technical design.
Apartment Pre-sales:
Begin pre-sales activities for the apartment.
Main Contractor Procurement:
Select a main contractor through a tender process.
Development Facility Procurement:
Secure a development facility to refinance and replace the bridging loan.

FRACTIONAL LENDING

High-Yield Investments, With Low Entry Points.

We offer secured fractional investments in real estate projects. By making our loans fractional, it lowers the barriers to entry.
This enables smaller investments starting from £25,000 from multiple investors. Who can come together to fund a larger commercial loan.
Provide access to institutional-grade investments like bridging loans.
These asset backed securities are held in trust for our investors via our Security Trustee.

PROVIDING SOCIAL IMPACT

UK Living Real Estate

The UK Living Real Estate market presents a compelling investment opportunity, fuelled by high demand for quality housing and urban regeneration.

With consistent population growth in the UK and a housing shortage, this sector provides stable, fixed income and capital growth opportunities for investors.

Investing in the UK Living Real Estate sector aligns with broader social goals, such as providing affordable housing and community development.

Making this a resilient asset class that delivers both reliable returns and positive social impact.

WEALTH CAPITAL

Experienced Asset Managers

Delivering tailored investment solutions to help you grow, preserve, and secure your wealth across diverse market opportunities