SECURED FRACTIONAL LENDING
Value Add Investing
Where Strategic Lending Meets Impact-Driven Growth
- Secured fractional lending
- In prime locations with value-add potential
- Diversified portfolio to strengthen returns and reduce risk
The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested.
Starfortis
Asset Management
Secured Fractional Investing
How It Works
THE VALUE ADD FUND
How We Drive Growth for Your Investment
The Value-Add Fund offers bridging finance for commercial properties with value-add potential.
- Our lending supports the building acquisition and technical design stage (RIBA 4) of the development cycle.
- For Example: Purchasing a commercial building with planning approved for residential conversion.
- We exit through refinancing prior to construction starting onsite (RIBA 5).
- Allowing our Investors to capture strong returns via short-term commercial bridging lending to these value-add assets.
STRUCTURED FOR SECURITY
Invest like the Bank, Secure Your Return.
A Security Trustee holds and manages all security interests on behalf of our investors.
They have the authority to enforce collateral and oversee asset protection.
Ensuring your investment remains safeguarded throughout the lending process.
WHAT THEY PROVIDE YOU:
- 1st legal charge and company debenture
- Priority ranking within the capital stack
- With an Asset backed Security
COMMERCIAL BRIDGING LOANS
Diversified Portfolio, Reduced Risk and Strong Returns
We provide short-term commercial bridging loans across various assets, enabling the purchase of buildings with change-of-use permissions. Our diversified lending portfolio helps reduce risk and enhance returns
SHORT TERM LENDING:
Designed to “bridge” the assets until refinance.
INTEREST PAYMENTS:
Structured with monthly interest payments.
HIGH RETURNS:
Due to the short-term nature of the lending.
SECURED LOANS:
Backed by property with a 1st legal charge
EXAMPLE PROJECT
Gentrified Real Estate
Our Vertically Intergrated Property Development company purchased this property using a short-term commercial bridging loan from the Value-Add fund.
- After obtaining planning permission, they proceeded with the asset purchase.
- We informed the Security Trustee about the impending purchase.
- The Security Trustee then drafted the security instruments.
- They secured a debenture over the project company and a first charge over the asset.
- Gentrified Real Estate then completed the acquisition through using our commercial bridging facility.
WHAT HAPPENED DURING THE BRIDGE
Pre-Construction Works
-
Technical Design Completion:
Engage a professional team to finalise the technical design. -
Apartment Pre-sales:
Begin pre-sales activities for the apartment. -
Main Contractor Procurement:
Select a main contractor through a tender process. -
Development Facility Procurement:
Secure a development facility to refinance and replace the bridging loan.
FRACTIONAL LENDING
High-Yield Investments, With Low Entry Points.
- We offer secured fractional investments in real estate projects. By making our loans fractional, it lowers the barriers to entry.
- This enables smaller investments starting from £25,000 from multiple investors. Who can come together to fund a larger commercial loan.
- Provide access to institutional-grade investments like bridging loans.
- These asset backed securities are held in trust for our investors via our Security Trustee.
PROVIDING SOCIAL IMPACT
UK Living Real Estate
The UK Living Real Estate market presents a compelling investment opportunity, fuelled by high demand for quality housing and urban regeneration.
- The UK continues to experience steady population growth alongside a persistent housing shortage.
- This creates strong demand in the Living Real Estate sector, offering investors stable capital growth opportunities.
- Investing in this sector also supports broader social goals, including affordable housing and community development.
- As a result, it remains a resilient asset class that delivers both reliable returns and meaningful social impact.
STARFORTIS AM
Experienced Asset Managers
Delivering tailored investment solutions to help you grow, preserve, and secure your wealth across diverse market opportunities
WHY INVEST WITH US
- Experienced team of professionals
- 30+ years combined investment management experience
- £400 million capital raised for property investment
WHERE NEXT?
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